Peer-to-peer lending, sometimes abbreviated P2P lending, is the practice of lending money to individuals or businesses through online services that match
Property investment
It is very interesting to observe that since 1990 the average house price in the UK are tripled from £60K to £180K. Basically since 1990 for the last 26 years the average UK Property price increase has been 4.74% per year. There was a huge rise between 1996 to 2006 with a 9.5% increase per year, very lucky who bought in 1996 and sold it in 2006.
As we all know during the recession that started from 2006 up to 2016 the house price rose on average only 2% per year, so less lucky were who bought it around 2006, the house market started to improve from 2011 with a decent yearly average increase of 6% from 2011 till 2016 which is almost 30% more in just 5 years! After the Brexit, now there is very interesting question: what is going to happen in UK to the Property Market? There is certainly a risk in Buying a Property in UK, but if you plan to invest for at least 5/10 years an decent yearly average return may be guaranteed if it will follow the trend of the last 26 years, even though the current trend is not extremely promising: looks like a bubble: "For how long can it keep flying up?"
Related Services
All savings interest will be paid gross, ie, there'll be no tax taken off. This works for ALL interest - not just savings accounts, but bank accounts, credit unions & peer-to-peer savings. Basic 20% rate taxpayers can earn £1,000/yr interest tax-free. Higher 40% rate taxpayers can earn £500/yr interest tax-free.
Also known as equities, a share represents a share of ownership in a company, and these shares are listed on a stock exchange. When you find a share to buy, you are buying a small stake in a company.